A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Social Security: By the Numbers Here are five facts about Social Security that might surprise you. When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.